Which of the following is NOT an exception to risk-based pricing requirements?

The correct answer highlights that the consumer satisfaction survey exception is not an exception to risk-based pricing requirements. Risk-based pricing refers to the practice of offering consumers credit terms based on their creditworthiness, which is typically determined by their credit score.

The other options listed involve specific scenarios or regulatory provisions where certain aspects of risk-based pricing may be adjusted or are considered exceptions. For example, the application for specific terms exception allows lenders to provide terms based on specific criteria without having to disclose the risk-based pricing information. Similarly, the credit score disclosure exception for mortgage loans pertains to circumstances under the Truth in Lending Act where a lender may not need to disclose credit score information. The credit score exception for adverse actions is related to situations where negative actions are taken based on credit scores, impacting the notification requirements for those affected.

In contrast, consumer satisfaction surveys are generally unrelated to creditworthiness or risk-based pricing regulations, focusing instead on gathering feedback from consumers about their experience with a lender or product. Therefore, it does not fit within the context of exceptions to the risk-based pricing requirements.