What method of lending discrimination involves a lender blatantly discriminating on a prohibited basis?

The method of lending discrimination that involves a lender blatantly discriminating on a prohibited basis is known as overt evidence of discrimination. This form of discrimination is characterized by clear, explicit actions or statements made by the lender that show preferences or biases against specific protected classes, such as race, gender, or religion, during the lending process.

Overt evidence of discrimination is typically easy to identify, as it may include direct refusals, discouraging applications from certain groups, or explicit comments that reveal the lender's discriminatory intentions. This stands in contrast to more subtle forms of discrimination, which may not be obvious but still result in unfair treatment of individuals based on their membership in protected categories.

In summary, overt evidence represents the clearest form of discriminatory practice since it involves identifiable actions or statements that directly reflect prejudiced attitudes.