What is the limit for the total amount of outstanding commercial loans to any member or group of associated members set by NCUA?

The correct answer is based on the regulations set forth by the National Credit Union Administration (NCUA) regarding the limits on commercial loans. NCUA regulations specify that credit unions can lend a maximum of 15% of their net worth to any single borrower or a group of associated borrowers. Additionally, if the credit union's net worth exceeds a certain threshold, there is a cap of $100,000 on the amount that can be lent to any single member. This approach ensures that the credit union maintains a prudent level of risk management and protects its financial stability.

Understanding the context of this limit is crucial, as it balances the ability of credit unions to serve their members' financing needs while limiting exposure to potentially high-risk commercial loans. Other options present larger percentages or limits that do not align with the established guidelines. Hence, the correct answer accurately reflects the standard regulatory provisions that govern commercial lending by credit unions.